WebMoney wallet. Create webmoney: working with an electronic wallet

Hello everyone friends! In this article you will learn what Webmoney is, and I will also show you step by step how to register correctly. Let's begin!

A few words about the Webmoney system (Webmoney):

Webmoney is an electronic money system used around the world and is one of the most popular. Registration in the system is completely free, and you get a huge number of advantages, here are some of them:

1. Electronic money can be transferred at any time to anywhere in the world, the commission is no more than 1-5%;
2. It’s easy to top up your mobile phone account, pay for Internet or utilities, or repay a loan;
3. Pay for goods purchased in online stores and much, much more...

And all this combined with high reliability and system protection!
Agree, it is much easier to press a few buttons on the keyboard than to constantly go to the bank, stand in queues, look for ATMs to pay for the Internet, mobile phone, etc.

Registration in Webmoney (takes no more than 5-10 minutes):

Citizens of any country can register with Webmoney transfer, whether you are in Ukraine, Belarus or Kazakhstan, it doesn’t matter at all and it’s also free!

Now we will make an electronic wallet where the money you earn will go, for this we go to the official Webmoney website to.

It is very easy to register if you have an account on social networks, see how to do this here:

If you do not have an account on social networks, or for some other reason you do not want to register through it, then registration takes place in a slightly different way, here is the video:

Webmoney wallet - Registration:

If your video is not loading, follow these steps when registering:

1. Enter your mobile phone number and click the “Continue” button.
2. We fill out all forms for registration. Provide only reliable information, otherwise you will not be able to cash out electronic money and fully use the system.
3. We check the correctness of the entered data and click the “Continue” button.
4. To confirm your registration, follow the link in the letter that was sent to you by email.
5. We complete the registration by entering the verification code that was sent to your mobile phone in a special form. We must confirm your phone number, in this case no one will be able to steal your money from your account.
6. Create a password and confirm with the code from the picture.
7. At this point, registration is complete, you have been assigned a WMID (personal identifier in the system).
8. Create dollar (WMZ) and ruble (WMR) wallets in your account; on most sites where you will work there will be quite enough of them. There are also other currencies in the system, create them if necessary.

If you still cannot register after these steps, then study this.

Never write down or store logins and passwords on your computer!

You can use the Webmoney system in several ways:

1. WebMoney Keeper Mini (used on the site itself).
2. WebMoney Keeper Mobile (used on mobile devices).
3. WebMoney Keeper Classic (used on a computer).

Choose what will be convenient for you.

What now? How to start earning money?

We have registered the wallet and now everything is ready to start earning money! I recommend starting your journey of making money on the Internet by reading letters, browsing sites and clicking, this is the easiest way for beginners. To do this, you need to register on special sites. This is where you can easily earn your first money on the Internet:

1) VIP- This unique project has been running since 2003! Let me emphasize the main feature: here, various tasks, surfing, emails and clicks are carried out using a specially designed program, it tells you everything you need to do - it’s very convenient. Money can be withdrawn both in rubles and dollars: Detailed instructions for working on this project.

2) Socpublic- Perhaps one of the best Russian projects, it has been working and consistently paying money since 2008. Actively developing, modern design, well-designed and clear interface of the site. Payments in rubles: Detailed instructions for working on this project and other ways to earn money.

WebMoney is commonplace. They are well aware of why this payment system is needed, what opportunities it provides and how to ensure the security of their data and funds. For those who are just about to start working with the WebMoney service, this article will be very useful.

From this material you will learn:

• Advantages of the WebMoney system;
• How to create a wallet;
• How to pay via WebMoney;
• How to ensure the security of payment information.

So, let's start getting acquainted with this payment system.

A few words about the payment system

For many network users who work with Internet money, WebMoney evokes only good emotions. In fact, this payment system is the most widespread in the world, in Russia and Ukraine as well. The number of grateful users is growing rapidly, and this is not surprising!

A wide range of services and goods available for payment via WebMoney is attracting more and more customers. The low interest rate for making payments and transfers pleases employers on the Internet, as well as freelancers.

Security is the hallmark of the payment system. Here the user has four ways to manage wallets, which will be discussed below. Various systems for protecting entry to the site and making payments are also provided. A one-time SMS password, an e-num protection system or password-protected electronic keys will ensure the secure storage of the user’s money.

Some aspects of the WebMoney payment system will be discussed in more detail during wallet registration.

Registering a WebMoney wallet

Open the main website of the WebMoney service. It looks like this – webmoney.ru or webmoney.ua depending on the user’s country. We go to the main page and see a brief overview of the site and payment system, as well as some news. In the upper right corner, click on the orange “Registration” button.

Please note that registration in the system takes place in four steps - specifying your phone number, personal data, checking your phone number and assigning a password to log in. The first step is to enter your mobile phone number. Attention, please use a valid cell phone number to successfully complete registration in the system. An SMS with confirmation passwords will be sent to your mobile device.

The second step when creating an account in WebMoney is to provide your personal information. These include the user's date of birth, a valid email address, as well as selecting a security question and indicating the correct answer to it. Proceed further by clicking on “Continue”.

Check the boxes if you want to receive newsletters or information about promotions from the payment system by email, or uncheck them if you don’t need it. Next, you should double-check that all data is entered correctly and proceed to the third step - confirming your phone number.

It is worth noting that this service is paid. A new user will have to pay for forwarding one SMS message to any of the specified numbers. If you have a smartphone and a program for reading QR codes, you can scan the code and simply click on send message. After waiting for the delivery report, you can safely click on “Continue”.

Let's move on to the last point, namely assigning a password. You should come up with a secure password yourself, using various symbols, lowercase and uppercase letters and numbers. The longer the password, the more secure it is. You can also use special password generator services. They will create a secure password for you without much effort on the part of the user.

Using WebMoney

Having completed the registration process in this payment system, we find ourselves on the main page of the service. It looks like the screenshot below. What do we see here? The message window allows you to conduct a dialogue with other system participants and receive notifications from it. At the top right you can see your 12-digit WMID. On the left there are buttons for managing the system - funds, correspondents, you will also find payments and a market there, the ability to borrow funds. At the very bottom of this column there is an account settings button and a logout button.

What is WMID? No, this is not a wallet to which you can receive funds and transfers. This is the internal user ID. To make it easier to understand, WMID is similar to ID on social networks, for example, VKontakte. Using WMID, you can add a correspondent on the corresponding page. Just enter your user ID and security code. You will see information about the owner of the WMID - add him to the list of correspondents. Now you can communicate with a person, make and accept payments.

Creating wallets

Even if you receive a personal WMID, you will not be able to make payments or receive transfers to WebMoney! To do this, you need to create a wallet. How to do this? Go to the "Wallets" tab in the left column.

Now you should click on the plus next to the words “Finance”. The system will open a wallet creation page for you. At this stage, you need to select the type of wallet, otherwise its currency. As you can see, WMR corresponds to the ruble, WMZ to the dollar, WME to the euro, and WMX to cyber currency (bitcoin). Select the required currency, review the agreement, and then click the create button.

A user can create more than one wallet. Register as many currency wallets as you need. You can also create multiple wallets in the same currency to use your funds as efficiently as possible.

Account Settings

The wallet creation process is complete. Now let's take a closer look at the user profile settings. To enter the settings menu, click the corresponding button at the bottom of the control column. Here the user has access to profile and security settings, the ability to install and configure access to WebMoney applications for mobile devices, as well as the ability to connect the payment system with social networks (VKontakte, Odnoklassniki, Mail.ru, Facebook, Yandex ", etc.).

Profile Settings

In this subcategory of settings you can edit and add information about the user. Here you can see WMID, user passport, levels, phone and email, as well as settings for account management methods.

Let's talk more about the certificate. What is it and why should it be done? This is a digital certificate based on the user's submitted data. The certificate serves as a level of client identification, as does the status of the wallet in the Yandex Money system. The more data is known about the user, the higher the certificate he can receive. Accordingly, the best certificate provides more opportunities to its owner. Here are just some of the advantages of a formal certificate over an anonymous one.

There are several certifications for ordinary users. Anonymous, formal, initial and personal certificates open up everything they need. If a person decides to conduct business through the WebMoney system, then he may need a certificate of a seller, service, guarantor or operator in case of cooperation with the system.

A formal certificate can be obtained without leaving your computer. All you need to do is upload scanned documents and fill in the fields correctly. But with initial and personal certificates the situation is more complicated. To do this, you need to visit the official office of WebMoney or one of its representatives. This information can be found on the website.

To obtain a formal certificate, you need to provide all personal information - full name, passport details, registration, as well as postal address, upload copies of documents to the website and wait for the certificate to be issued.

Recently, it is possible to obtain higher certificates without visiting representatives. Detailed instructions are provided in the help on this page - http://wiki.WebMoney.ru/projects/WebMoney/wiki/Certificates

In principle, for basic operations with the system (depositing and withdrawing funds), a formal certificate will be quite sufficient. When you receive it, it will be displayed in your profile settings as follows:

Ways to manage WMID

This point should be given special attention to each user. The security of his data and funds depends on which management method a person chooses. Let's take a closer look at them.

The old names were replaced by new ones, but the methods remained the same. Immediately after registration, the user works in the system through Keeper Standard - a simplified web version of WebMoney. By choosing management through WinPro or WebPro Keepers, you get a full range of services and access to them. It is worth noting that to connect WebPro you must have a personal certificate.

WinPro is a way to manage your own WMID using a program installed on a PC. For it to work successfully, you will need to download the program, upload electronic keys and create a separate password for this control method. Let's do this.

Click on the underlined “Enable” button next to the WinPro control method. We see that to continue the intended actions, you must log in with confirmation. Click on the link and you will be taken to the authorization page.

You can confirm authorization by entering a code from an SMS received on your cell phone. It is also possible to secure your account and all actions in it through the e-num protection system. How to activate it?

Creating e-num protection

Since you will need to download the e-num application for your mobile device, we will do it right away. Let's look at the example of the Android operating system. We go to the Play Market and download the official application, and then launch it.

In the first window we see the “Register now” button - click on it. At the next stage, we indicate your email address (preferably the same as in WebMoney) and mobile phone number. Enter the security code and continue.

The next point is confirmation of the mailbox. Open your email and you will see a letter confirming your registration in the e-num system. Click on confirmation. Then we return to the application and enter the code from the message received on the phone in the field.

The final stage will be authorization in the system. In the last window, enter your email and account activation code (also sent via SMS). Do not delete it; you will need it if you lose access to the application. It is recommended to install a security code or pattern for the e-num application for greater security.

Linking two accounts is quite simple. Go to the security tab in your WMID settings. Then in the e-num line, click on connection. Enter your data in the system, confirm in the mobile application through a question and answer - and e-num will begin to be used as protection.

We also recommend adding this security system to “Confirmations”. Thus, attackers will not be able to log into your WebMoney account, much less make payments without your confirmation through the mobile application.

Changing the control method (continued)

The application of this security system is designed very competently and conveniently. If at the time of going to this page your smartphone was online (the Internet), then the application itself will notify you of such actions and offer to receive a response number. Enter it in the appropriate field and confirm your entry.

On the next page you need to create a password for the new way to manage WMID. Remember that the password for the site will remain the one you specified during registration! So, enter a new strong password and duplicate it. Click on the green button!

Key generation. These are electronic keys for managing your account in the system. They need to be downloaded as a single file, which weighs almost nothing. Attention! Proceed ONLY after successful download of the electronic keys.

Let's start installing the WebMoney Keper WinPro program. You can download the installation file for the Russian version using the link http://download.WebMoney.ru/wmk_ru.exe.

We agree with all points, including the license agreement. Be sure to download the plugin required for correct operation (just agree in the dialog box). After installation is complete, open the application.

When starting the program for the first time, given that the user is working with it for the first time, there is no need to specify the electronic key file. They will be useful if you need to restore access to the identifier. At this stage, it is enough to enter your personal WMID and password for this control method.

Remember an important detail: the password for the electronic key file is the same as for WinPro. When reinstalling the system or trying to log in from another computer, even when re-equipping your own, the program will require electronic keys.

When you start it for the first time, an error may appear, as in the picture. Don't be afraid of possible problems. This is the usual confirmation of your actions. To do this, you need to go to your email and copy the registration code from the letter from the WebMoney support service. You can go to the page specified in the error description directly from it or from an email.

Enter the code in the required field, and also enter the captcha correctly. WMID should be filled in automatically. Click the activation button. Agree that you really want to activate Keeper on your equipment. Activation is now completed successfully!

That's it - Keeper is created. Now you can manage electronic money through the program on your PC. All the functions of the usual method and even more are now available to you, a person who until recently did not even have a WebMoney account.

Let's summarize. The WebMoney monetary system is the undisputed leader among its competitors. Registering an account and receiving certificates does not take much time. Using all security measures will ensure the safety of your personal data and funds. Several control methods allow you to choose the most convenient option for you. Use WebMoney wisely and have fun!

What is Webmoney?

Webmoney is a payment system that allows you to exchange real money for electronic money and then make payments with this electronic money on Internet sites. So, for example, you can buy with electronic money by paying with webmoney.

You can also do the opposite operation, exchange electronic money from your webmoney wallet for real money through a network of exchangers, or withdraw money to your bank account or plastic card account.

Wallet..wallet...Where can I get it? :)

So, step by step instructions.

Click "Continue"

Or you can not click, but simply launch the wallet through Start-Programs-Webmoney or by clicking on the icon on your computer.

After this, you will need to enter a password to enter the wallet. The password must be entered normal, and not “123456”, so that bad people cannot pick it up, but also so as not to forget it yourself :) Enter it and click “Next”.

A window like this will appear. And here you need to press the keyboard and move the mouse until the entire bar is filled with green.

After this, the key generation process will start.

You will be assigned a WebMoney ID. It is usually referred to as WMID. This number must be remembered, because... it will be the login to enter the wallet.

After this, you will need to indicate the disk and directory where to save the file, and also indicate the access code for the keys. You will need this code if you install the wallet on another computer or after reinstalling Windows. Therefore, this code must also be remembered.

After this you will need to check your email again

and enter the activation code.

A window like this will appear. Uncheck the "Start procedure...." checkbox. Click "Finish"

All. Now your webmoney wallet will start.

Now click on the "Wallets" tab

This bookmark will be empty and we need to fix this :)

Click the right mouse button and select “Create” ... we mean create a wallet.

And we create, for example, a WMR ruble wallet. Or dollar WMZ. Or in another currency - hryvnia, Belarusian rubles, etc.

After you finish, the wallet, amount, and the actual wallet number will appear in the wallets tab. If someone wants to transfer you WMR webmoney rubles, they will need to provide your R-wallet. Report along with the letter R, not just numbers!

After you have made one wallet, you can create wallets in other currencies.

Obtaining a formal certificate.

After you have installed your wallet, it initially has an alias certificate. This is the youngest certificate in the WebMoney system and this means that not all opportunities are available to you. Therefore, you need to obtain at least a formal certificate.

Attention. If you have problems at this stage, it means something is wrong with your browser’s security settings. Set them as default. To do this, go to the browser menu Tools - Internet Options - Security tab and set the default settings there.

If everything is OK, then remember the code that is shown to you, click “Login”

Enter this code into the form and click Yes

The WebMoney certification page will open.

Click on the icon that I have circled in red.

Here you need to fill in all fields marked with a red asterisk. *

After filling out the form and clicking on the appropriate. button, you will see that you have been assigned a formal certificate.

All. Now you can start replenishing your webmoney wallet.

How to top up your wallet.

Click the right mouse button and select “Top up”.

We select the wallet that we want to top up and select the method of replenishment.

The most convenient way is probably through terminals, which are usually already installed in many places.

Or select in the keeper the item “Where can I top up my wallet in my city?”

The number of users of the WebMoney payment system is constantly growing. “New people” are coming to the network, who were previously familiar with the Internet. Therefore, it is quite natural that questions arise regarding the creation of a WMR Webmoney wallet and operations with it. In principle, there is nothing complicated here, and after reading this article, you will learn how to register a wallet, where to find out its number, and how to change money without leaving the system. Well, let's go.

What is WMR and WMZ wallet

In the WebMoney payment system you can create different wallets. From the name of the wallet you can find out the currency that can be stored on it. You need to open your wallet for different currencies. For example, what does WMR mean in Webmoney - this is a wallet in rubles, and WMZ is in dollars.

You can open wallets in:

• Euro;
• Hryvnia;
• Bitcoins;
• Belarusian rubles;
• Tenge;
• Gold.

The most popular in the post-Soviet space is undoubtedly the WMR Webmoney wallet. Moreover, if you have money in a ruble wallet, then you can exchange it for another currency using the internal capabilities of the payment system.

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How to create a WMR wallet in WebMoney

Before you make a WMR wallet in WebMoney, you need to create an account. After this, you must go through the verification procedure. Verification is confirmation of your identity. To do this, you will have to photograph the key pages of your passport and the indication code, and then upload the images to WM.

Many people ask: “How to create a WMR wallet without a passport in the Webmoney payment system?” Fortunately, there is no such possibility. WM cares about the security of not only your money, but also other users. Without mandatory verification, there would be more scammers.

Let's look at registering Webmoney WMR using the WM mini version as an example. It's actually very simple. In the wallets section in the left corner, click on the plus sign. In the window that appears, select “Create wallet”.

On the new page you will be offered a list of currencies in which you can open a wallet. If you have already created a wallet in rubles, it will not be in the list. You can verify this by looking at the screenshot below. By the way, don’t forget to check the box next to “I accept the terms of this agreement.”

After confirming the action, you will have a new wallet. If you have not passed verification before opening a WMR wallet in WebMoney, the system will prompt you to do this during the creation process. In any case, you will have to upload your documents, otherwise there is no other way.

How to find out your WMR wallet number

Only beginners ask where the WMR account number is in Webmoney. In principle, although WM is a complex payment system, such basic things are intuitively clear there. For those who haven’t figured it out, we’ll tell you how to find out a WMR Webmoney wallet.

Log in to your account, go to the wallets section. There will be a ruble wallet you have already created, marked with the letter R in a blue circle. Opposite the icon there will be a number - this is the amount of money in your account, and under the amount there are 12 digits, which are also preceded by the letter R. For example, R123456789098 - this is your wallet number.

How to create WMZ if you have a WMR wallet

The procedure for creating a WMZ Webmoney wallet if there is a WMR is no different from the one we have already described. That is:

• go to the wallets section;
• press the plus sign;
• select “create wallet”;
• select a currency;
• agree to the terms and click confirm.

In other versions of WM, if there is no plus sign, then there is definitely a button to create a wallet, you just need to look carefully. The algorithm is the same everywhere.

How to change WMZ to WMR in WebMoney

Many people buy different products on aliexpress.com. In the store interface, you can choose to display prices in dollars or rubles. In this case, calculations are carried out only in dollars. In practice, a person flips through the products, chooses the one that suits him, and when it comes to payment, he is billed in dollars, but the person was counting in rubles. That’s when the question arises: “How to change WMR to WMZ to Webmoney,” because you cannot pay directly from a ruble wallet.

Let's start with the fact that before you change WMR to WMZ in WebMoney, you must have both wallets open. Then go to your account in the wallets section. Select any wallet and click on the “Exchange Funds” button.

Then in the exchange form you select currencies and enter the amount.

Please note that for convenience, you bet the amount of the currency you are buying. The system itself calculates how much you will need to pay. Then just click “OK”. The operation will be completed instantly. You yourself were able to see that there is nothing difficult about how to transfer WMR to WMZ in WebMoney or vice versa.

In this step-by-step instructions for the site, we will continue the topic of finance and learn how to create a variety of wallets in the WebMoney system. But first, let's consider our potential capabilities and mandatory initial conditions.

To create a WebMoney wallet, you need:

1. Register on WebMoney (WebMoney) - see step-by-step instructions “” (it’s better to open in a new window using the right mouse button).

2. Authorize (log in) to your WebMoney personal account using a secret Login and Password, and, sometimes, the personal mobile phone number registered in the previous step (see the previous instructions on our website).

Which WebMoney wallet should I open?

Each user answers this question individually. Someone needs a dollar WMZ wallet to work with foreign sites, someone needs a ruble WMR wallet to pay for goods and services on the Runet, well, someone can’t do without a euro - WME or a hryvnia - WMU account.

In particular, almost all online stores on the Russian-language Internet accept WebMoney, therefore, it is better to immediately create several different wallets, which will definitely come in handy in the future.

At the moment, the following WebMoney wallets are available for creation:

WMZ - equivalent to USD (dollar);
WMR - equivalent to RUB (ruble);
WME - equivalent to EUR (euro);
WMU - equivalent to UAH (hryvnia);
WMB - equivalent to BYR;
WMG - equivalent to 1GG;
WMX is the equivalent of 0.001 BTC (bitcoin).

How to create a WebMoney wallet: step-by-step instructions

To begin with, let us once again recall the direct address for switching to WebMoney - http://webmoney.ru/

1. Go to the “Wallets” section (the very first icon/link in your personal account):

3. Select from the drop-down list the equivalent of the wallet that you need to create (see the table of options above), check the box agreeing to the rules of the system - “I accept the terms of this agreement”, click “CREATE”.

4. We are transferred to the main section of our personal account, where there is already a green inscription stating that: “The WM wallet was successfully created!”

5. To continue creating additional wallets for other currency equivalents, you must again go to the “WALLETS” section and do the same steps in the same order. The only caveat is that if you have already created wallets, you have to select the “+Add more” function