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  • How long does it take for a simple postal transfer? Where is the best place to make a money transfer? What is the best and cheapest way to transfer money across Russia?

How long does it take for a simple postal transfer? Where is the best place to make a money transfer? What is the best and cheapest way to transfer money across Russia?

Instructions

Choose the type of postal transfer that suits you best. Russian Post provides several types of similar services, differing in cost and speed of delivery. The CyberMoney system operates on the territory of Russia and the former union states; you can receive a transfer at any post office. The cost of the service depends on the amount and country to which you are sending money: within Russia - up to 5%, to other countries - up to 7% of the transfer amount. In addition to this, a fixed fee of 25 rubles is charged (data for 2012).

You can also send via Western Union. This system is not available in all post offices. The cost of sending money in such a system is higher, but it has its advantages - money arrives within a few hours, it can be sent almost all over the world.

Having decided how you want to send the required amount, come to the post office with your passport. Fill out a special money transfer form in which you need to indicate your last name, first name and patronymic, address, passport number, amount and purpose of the transfer, recipient's coordinates - name and address. When sending Western Union, it will be enough to indicate the country and city where the person lives. Please check that the information you have provided is correct.

Hand the form and money to the postal employee. From him you will receive a document stating that the transfer has been completed. In some cases, it will indicate a special verification code, which you will have to provide to the recipient. Without it, receiving money will be impossible. Also warn the person to whom you are sending money that he will only be able to receive it with a passport.

note

Before visiting your nearest post office, check on the postal service website what money transfer services are provided there.

Helpful advice

If possible, send not several small amounts, but all the money at once. The larger the amount to send. The cheaper it will cost as a percentage.

Sources:

  • Russian Post website
  • how to translate

Nowadays, you probably cannot find a single person who has not encountered money transfers. They are sent both domestically and abroad using special systems that operate in almost all countries. When sending funds, you must remember that they can only be received at a point where this money transfer system is available, for example, Western Union or MoneyGram.

Instructions

Of course, you can send through Russian Post or any bank that provides such services. Funds at the Post Office are transferred through the CyberMoney system. They reach the recipient within three days. Russian Post provides additional services for transfers, for example, adding a small text message, notifying the recipient about the transfer, or even home delivery. If the recipient does not urgently require funds, then such a system is quite acceptable, because the Post Office has many branches throughout the country, including the most remote villages and villages.

You can also send money through the bank. To do this, you need to select the type of transfer: urgent, if the bank provides such a service, or non-urgent. The first includes, for example, “Blitz” of Sberbank, when money reach the recipient within 24 hours, and in practice even earlier. Non-urgent transfers are very similar to postal transfers; they also reach their destination within three days. However, unlike postal transfers, bank transfers make it possible to send money to neighboring countries, and sometimes beyond.

The oldest, reliable, proven money delivery system is postal money orders. Russian Post has a wide network of more than 42,500 post offices. What services does the state company offer?

Commission for money transfer: Russian Post offers favorable rates

What fee will be charged for a money transfer? Russian Post has established the following tariffs for the CyberMoney service:

  • up to 1000 rubles - 40 rubles + 5% of the transferred amount;
  • 1000-5000 rubles - 50 rubles + 4%;
  • 5000-20000 rubles - 150 rubles + 2%;
  • more than 20,000 rubles - 250 rubles + 1.5%.

Large corporate clients are provided with special rates for mass mailings or receiving transfers to their address.

When using the Fast and Furious service, you will pay 99 rubles when transferring up to 3,000 rubles. If the transferred amount is from 3,000 to 500,000 rubles, you will be charged 1.2%, but not more than 1,500 rubles.

How to check a money transfer from Russian Post?

Russian Post practices centralized control over the movement of postal items, which eliminates the possible loss of funds. However, it is impossible to verify a money transfer from Russian Post. Current systems do not provide for on-line tracking of the transaction status by the sender.

When transferring funds, order the payment notification service. If you provide a phone number when sending money, expect an SMS. If not, you will receive a notification by email.

An exception to such rules are Western Union transfers. The check has a control number, but you only need to check the status of the transfer using it on the Western Union website.

Money transfer system. Russian Post in the international money transfer market

Modernization of the postal banking infrastructure has improved the service. Today, every money transfer system operates successfully. Russian Post provides two money delivery services.

Use the CyberMoney electronic transfer system if you need to send money to any region of the Russian Federation, to Switzerland or to a CIS country.

As part of the service, the amount of money can be addressed to:

  • at the specified address to a private or legal entity;
  • poste restante;
  • to the subscription box.

If there is an error when specifying the addressee, or another unforeseen situation occurs, you can redirect the transfer.

The Forsazh system will help you urgently deliver funds, but only to an individual within the Russian Federation. The transfer period will not exceed an hour.

Recently it has become possible to send and receive amounts of money in national currency, as well as dollars, using Western Union abroad. Money transfers at the post office are made in rubles.

How long is a money transfer stored at Russian Post?

In cases where it is impossible to receive money on time, recipients are concerned with the question of how long the money transfer is stored at Russian Post?

If you are unable to collect your money immediately after receiving notification of its arrival, don't worry. The post office will keep the amount transferred to you for a month.

If the transfer is not in demand within the specified period, the operator will send it to the sender’s address. As an alternative, write an application to extend the storage period. You can delay the time for a couple of months. Or issue a power of attorney for any relative to receive a postal money order, be sure to have it notarized.

The post office daily delivers correspondence and parcels to any locality in Russia or abroad. Cash transfers are no exception. Sending funds using Russian Post is carried out in several ways; you can track the movement of money depending on the type of item.

Types of postal transfers

There are several types of sending money by mail: “Forsage”, regular postal and Western Union. Each type has its own delivery conditions, cost of services, and registration procedure.

Fast and Furious

Transfers by Fast and Furious can be targeted or unaddressed. The address indicates a specific post office. If it is addressless, the recipient can pick up the money at any branch where the service is connected. Addressless transfers are possible in branches of Russia and in some foreign countries (Ukraine, Belarus, Moldova, Kazakhstan, Uzbekistan, Kyrgyzstan, Tajikistan, etc.).

The timing depends on the amount of the amount and the location of the post office. Amount up to 100,000 rubles will be transferred within one hour. It takes no more than 2 days to send a large amount of money to small post offices. International - held in a few hours.

Simple postal

Depends on the amount and country, usually takes from 2 to 6 days. When sending, the sender and recipient must have a document confirming their identity. This type of service is available to residents of the most remote settlements.

Western Union

The Western Union system is mainly used to transfer funds to foreign countries. The sender and recipient have a control track number. You can receive money in just a few minutes.

How to track a money transfer by Russian Post?

If money is transferred using a regular postal transfer, then it is impossible to track it on the website, since such transfers are not assigned a unique track code. The only way to track the movement of the transfer is to order an SMS notification when filling out the form about the arrival of funds at the branch and about the delivery of money.

The SMS notification service is paid, but quite symbolic - only 1 ruble per message.

When sending money by simple transfer, the sender receives information about the delivery time. This procedure takes no more than 6 days. In cases where the money has not arrived on the appointed date, the sender must contact the post office branch or call 8 800 2005 888. The sender will be provided with information only about the time of arrival of funds.

Forsazh carries out instant transfers and does not have to be tracked. But such a service is not available in every branch. When sending money, you can also activate the SMS notification service, then the sender will always know the status of the transfer.

WesternUnion is a system that operates independently of Russian Post. The cost of services is higher than postage. But, thanks to the control code known to the sender and recipient, there are no problems with receiving money. You can track it on the official WesternUnion website using the link below. You just need to indicate the track number and full name of the recipient (or sender).

Postal transfer tracking by number

A postal transfer using registered mail can be tracked in several ways.

Do you need to know how long it takes for a postal money order to arrive in Russia? Current information about the time of transfer of funds is contained on the official website of the Russian Post, but we suggest that you familiarize yourself with its summary.

So, the speed of the transfer depends on its type, destination and amount. Let's consider several options for this procedure that operators can offer you.

  • Urgent money transfers "Fast and Furious". Carried out domestically and abroad. Delivered to all regions of the Russian Federation, to Uzbekistan, Azerbaijan, Georgia, Tajikistan, Armenia, Kyrgyzstan, Ukraine and Moldova, Estonia, Kazakhstan and Latvia. When using addressless technology, i.e. when money can be received at any branch, the period of delivery to branches at the Post Office is no more than 1 hour, to other branches, for an amount up to 100 thousand rubles - no more than 1 hour, beyond that - up to 2 days. With address technology (at the place of residence), the transfer will be made to the administrative centers of the Russian Federation in 1 hour, to the territory of other settlements in the amount of up to 100 thousand rubles will be transferred in 1 hour, more - during the day. Abroad, a transfer can be received in no more than 1 hour.
  • Postal transfer— suitable for both individuals and legal entities. It can only be targeted, i.e. the money is sent to a specific post office or point of issue. You can use it in Russia, Azerbaijan, Armenia, Belarus, Georgia, Kazakhstan, Kyrgyzstan, Latvia, Lithuania, Moldova, Tajikistan, Turkmenistan, Uzbekistan, Ukraine, France, South Ossetia, Serbia and China.

Delivery time is from 2 to 6 days; abroad you can receive it in 2 days. If the amount is over 100 thousand, you must reserve it in advance. It is possible to order home delivery of funds. The maximum amount in Russia is 500,000 rubles. Tariffs vary for different regions - from 70 rubles. up to 280 rub. + 1.5% - 5% of the transferred amount.

  • Western Union— a special system that allows you to make a quick transfer in rubles. Only Russian rubles are accepted with an identification document. Payment is made in local currency at the internal rate of the Western Union system, while the sender can fix the rate at the time of departure. The cost of the service is from 150 rubles. You can use free SMS alerts to track your money. The deposit period is up to 2 days, funds are stored for 90 days, then returned to the sender.

Submission procedure: algorithm

  • Select the sender and recipient city, as well as the transfer amount.
  • Determine how you will transfer money, study system tariffs and expected delivery time.
  • Fill out the appropriate form.
  • Deposit funds.
  • Get a receipt.

The sender can choose a registered letter with notification in order to be completely confident that the money will be transferred to the addressee. The recipient will receive a notification in his mailbox in which he will be invited to the branch to receive the transfer.

Note! Today you can use a very convenient service - delivery of funds to the specified address. This is especially useful for those who, for some reason, cannot personally visit the nearest post office.

Some features of post restante shipments

  • The translation is stored in the department for 30 days.
  • Money is issued in person upon presentation of a passport and an official request.
  • The form indicates the initials of the addressee or the name of the recipient's company, country and locality, zip code.

When sending within the territory of the Russian Federation, it is enough to indicate “On demand”, and abroad - “Poste Restante”.

What are the limits?

Before sending money through Russian Post, check out what restrictions there are on transfers in each system.

  • Fast and Furious - the maximum amount is 500 thousand rubles (abroad - 150 thousand).
  • Western Union - up to RUB 375,000.
  • Russian Post - up to 500 thousand (up to 250,000 for non-cash delivery, up to 120 thousand - when using the Addressed delivery service.

Date of publication: 03/20/2018

Postal transfer is one of the ways to transfer money at a distance. Due to its widespread use, and the Russian Post today has 41,900 branches, sending money is possible to almost any locality in our country, as well as abroad. In terms of convenience and speed, Russian Post loses, perhaps, only to banks. It was with the development of the banking sector and the widespread distribution of bank cards that postal transfers, as a service, began to be in less demand, but still remain relevant.

With the development of modern technologies, which, of course, influenced the work of the Russian Post, today you can receive money sent by mail almost instantly. In some cases, you don’t even need to leave your home to send and receive finance. However, in the latter case, the transfer operation is carried out with the participation of a partner bank or the Qiwi payment system. But more about everything below.

Variations of money transfers.

Today, using the services of the Russian Post, you can carry out all available options for transferring finances using cash or non-cash funds according to the following scheme:

  • cash – > cash;
  • cash – > non-cash;
  • non-cash – > non-cash;
  • non-cash – > cash;

Cash can be sent from a post office (OPS) or through a Qiwi payment system terminal. You can receive cash at the OPS or order home delivery.

Sending non-cash funds can be done at the branch office (but not all branches have or operate terminals for bank cards), through the partner’s website or through the Qiwi payment system. Reception is carried out to the current account.

By type, money transfers by mail can be divided into three main ones:

  • Postal transfer;
  • express translation of “Fast and Furious”;
  • Western Union;

and two additional ones:

  • transfer through the Qiwi payment system and
  • on the website with the participation of a partner bank.

The first three types can only be carried out in branches through a postal employee. And the last two - remotely via a computer online or through terminals where there is access to the Qiwi service.

Express translation of "Fast and Furious"

"Forsazh" - instant money transfers by mail, intended only for individuals. Delivery is carried out instantly. Data on all transactions is stored in a single database, so payment can be made a few minutes after sending. The only condition is that there are no failures in the Russian Post system and that the branch where the addressee is going to pick up the funds has access to the Internet.

You can send finances only at post offices, receive them there or with home delivery (cash only).

With the help of Forsazh, you can send to any region of the Russian Federation, to neighboring countries, as well as to Israel, the Czech Republic, Austria, Hungary, Germany, Denmark, Italy, Poland, Slovakia, France, Sweden, Nepal and Mongolia.

The maximum amount that can be sent is 300 thousand rubles within the Russian Federation, 150 thousand rubles abroad.

According to the rules of the post office, if the amount to receive is more than 100 thousand rubles, then it is necessary to reserve money. To do this, the recipient must come to the branch, give the transfer number, and present their passport. After checking, the employee will indicate the nearest time (date) when it will be possible to collect the funds. In practice, a problem may arise with instant receipt of smaller amounts, for example 30 thousand rubles.

"Fast and Furious" maybe targeted And addressless. The first is received at a specific OPS at a specific address (or point of issue) indicated by the sender. You can receive the second one at any post office (or point of issue).

You can send “Fast and Furious” from any OPS. To do this, the sender will only need to fill out a form f. 112fp. You can fill it out on the official website pochta.ru and then print it out, or take this document for free at the branch and fill it out there.

Tariffs for "Fast and Furious"

A certain commission is charged for sending funds.

Targeted "Fast and Furious" in the Russian Federation

Addressless "Fast and Furious" in the Russian Federation

International

In cases where delivery of money to your home is required, delivery is paid separately. The commission is 1.77% of the transferred amount, but not less than 29.5 rubles.

Postal transfer

Postal transfer is one of the types of money transfers for individuals and legal entities in cash and non-cash funds. The maximum amount in the Russian Federation is 500,000 rubles. (RUB 250,000 for non-cash payment and RUB 120,000 if home delivery is required). When sending abroad, each country has its own maximum limit.

A postal transfer can only be addressed, that is, it is sent to a specific branch (or point of issue). You can receive funds in cash or by bank transfer, credited to the recipient's bank account. There is also a paid home delivery service.

The delivery time is on average 2-3 days, provided that the reception and delivery centers are electronic exchange points (in other words, connected to the Internet) and 6-8 days if one of the reception and delivery points is not such a point. Transfer to the current account is carried out within 3-5 days, depending on the conditions stated above. The transfer of funds to the account, of course, can occur much later, depending on the banks.

You can send from any OPS. To do this, the sender must fill out a form f. 112ep. and hand it over to the OPS operator along with the money. After registration, the sender will be given a check, which will indicate a track number to track the postal order.

Form f.112ep can be filled out on the website pochta.ru and then printed out. Or take a free form from the branch and fill it out there. A sample form is provided on this website.

Postal transfer fee

In most regions of the Russian Federation, the following commission is charged for postal transfer:

The following regions have an individual tariff:

When sending parcels by cash on delivery, the sender will receive payment for it via postal transfer. The recipient of the parcel, in turn, will be the sender of the money, and accordingly, the commission for sending money will be taken from him.

Sending money abroad is carried out in Russian currency - rubles. The recipient will receive funds in their own currency, that is, currency conversion will be carried out. If you send a parcel abroad with cash on delivery, the recipient of the parcel will pay for it in their local currency, and you will be paid in Russian currency.

Western Union

Western Union is a money transfer service in Russia and abroad. There are two types, one of which is intended for individuals and non-commercial purposes, and the second - Western Union QuickPay - for legal entities.

You can send money using this method at post offices, receive it there or at any other point of issue, of which there are several thousand around the world. You can only send goods abroad via Russian Post. But this is logical, since the company has its own services for domestic delivery of finances.

The maximum transfer amount is 375 thousand rubles.

Money transfer through the Qiwi payment system

Russian Post keeps up with the times and acquires partners. Today you can make transfers online without leaving your home. In this case, the final addressee will still receive their money at post offices or with home delivery. To do this, the sender can use the services of the Qiwi payment system, which is a partner of Russian Post. You can send finances through the terminal, the official website or the Qiwi mobile application. The maximum amount is 15,000 (including commission).

You can send money at any time, 24 hours a day, 7 days a week. You can often receive it the very next day.

Commission:

  • in the terminal - 2%, additional 60 rubles.
  • on the website and in the mobile application - 2.5%, additional 60 rubles.

When ordering money transfer on the website or in the application, you can choose the home delivery service. Cost - 4.5% of the transfer, additional 110 rubles.

Money transfer from a bank card with cash collection at the post office

To save your own time, you can make postal transfers online from a bank card through the Russian Post partner website. The final addressee will be able to obtain funds at the post office. The maximum transfer amount in this case is 15,000 rubles. You can transfer money only in rubles from Mastercard and Maestro cards.

When paying a postal order at a post office, the commission will be 2.45%, minimum 60 rubles. When delivered to the recipient's home - 4.5%, minimum 90 rubles.

To be safe, go to the page where you can make this type of transfer from the PR official website.

Share your experience in the comments to the article.